Proof of health insurance is required to enter the Galápagos Islands and may be checked on arrival. The islands are remote: clinics are basic, and serious cases are flown to mainland Ecuador or home. Most US health plans, including Medicare, offer little or no cover abroad.
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Galápagos Travel Insurance Quotes
You need proof of health insurance to enter the Galápagos. Here is what cover to look for, and where to compare quotes.
Quick answer
Get a policy with emergency medical, medical evacuation and trip cancellation. Carry proof of cover (a PDF on your phone and a printout) with your passport.
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The Cover That Matters Here
| Cover | Why it matters | What to check |
|---|---|---|
| Emergency medical | Required for entry; island clinics are basic | Covers care abroad; low excess |
| Medical evacuation | Serious cases fly to the mainland or home | High limit; includes air ambulance |
| Trip cancellation | Cruises are prepaid months ahead | Covers the full non-refundable cost |
| Trip delay / missed connection | A missed flight can mean a missed ship | Covers catching up to your cruise |
| Snorkeling and diving | Daily activities on most trips | Scuba depth limits if you dive |
Checked October 2026. We are not an insurer or licensed advisor. Read the policy wording before you buy. We may earn a fee if you buy through this page.